Rates

APY = Annual Percentage Yield.

Rates effective as of March 1, 2019.

Rates may change after accounts are opened. Fees may reduce earnings.

Deposit Accounts

Kasasa Cash*

BalanceDividend RateAPY
Balances up to $25,0001.982%2.00%
Balances over $25,0000.25%0.60% - 2.00%
All balances if qualifications aren't met0.05%0.05%
Learn More

It's so easy to qualify; you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice

Kasasa Saver*

BalanceDividend RateAPY
Balances up to $25,0000.499%0.50%
Balances over $25,0000.25%0.30% - 0.50%
All balances if qualifications aren't met0.05%0.05%
Learn More

To earn rewards, simply do the following activities and transactions in your Kasasa Cash® or Kasasa Cash Back® account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice

Primary and Secondary Savings Accounts

AmountAPY
$25,000 or more0.10%
$2,500 to $24,9990.10%
$500 to $2,4990.10%
$0 to $4990.00%
Learn More

Money Market Savings

AmountAPY
$100,000 or more0.40%
$50,000 to $99,9990.35%
$25,000 to $49,9990.20%
$2,500 to $24,9990.15%
$0.00 to $2,4990.00%
Learn More

Wincentive Savings Account

AmountAPY
$5 or more0.05%
Learn More

Share and IRA CD Specials

ProductAmountAPY1
11 Month Certificate $1,000 or more2.27%
23 Month Certificate$1,000 or more2.52%
35 Month Certificate$1,000 or more2.77%
58 Month Certificate$1,000 or more3.27%
Learn More

Share Certificates

ProductAmountAPY1
60 Month Certificate$10,000 or more2.55%
$1,000 to $9,9992.50%
48 Month Certificate$10,000 or more2.05%
$1,000 to $9,9992.00%
36 Month Certificate$10,000 or more1.55%
$1,000 to $9,9991.50%
24 Month Certificate$10,000 or more1.30%
$1,000 to $9,9991.25%
12 Month Certificate$10,000 or more1.20%
$1,000 to $9,9991.15%
6 Month Certificate$10,000 or more0.72%
$1,000 to $9,9990.67%
Learn More

1. A penalty may be imposed for early withdrawal of share certificates. See your account disclosure.

Traditional and Roth IRAs

IRA Money Market Account

AmountAPY
$25,000 or more0.45%
$5,000 to $24,9990.25%
$0.00 to $4,9990.05%
Learn More

IRA Certificates

ProductAmountAPY1
60 Month Certificate$10,000 or more2.55%
$1,000 to $9,9992.50%
48 Month Certificate$10,000 or more2.05%
$1,000 to $9,9992.00%
36 Month Certificate$10,000 or more1.55%
$1,000 to $9,9991.50%
24 Month Certificate$10,000 or more1.30%
$1,000 to $9,9991.25%
12 Month Certificate$10,000 or more1.20%
$1,000 to $9,9991.15%
6 Month Certificate$10,000 or more0.72%
$1,000 to $9,9990.67%
Learn More

1. A penalty may be imposed for early withdrawal of certificates of deposit. See your account disclosure.

Health Savings Accounts (HSA)

HSA Deposit Accounts

ProductAmountAPY
HSA Checking Account$50,000 or more0.50%
$25,000 to $49,9990.10%
$5,000 to $24,9990.05%
$0.00 to $4,9990.00%
HSA Money Market Account$25,000 or more0.45%
$5,000 to $24,9990.25%
$0.00 to $4,9990.05%
Learn More

HSA Certificates

ProductAmountAPY1
60 Month Certificate$10,000 or more2.55%
$1,000 to $9,9992.50%
48 Month Certificate$10,000 or more2.05%
$1,000 to $9,9992.00%
36 Month Certificate$10,000 or more1.55%
$1,000 to $9,9991.50%
24 Month Certificate$10,000 or more1.30%
$1,000 to $9,9991.25%
12 Month Certificate$10,000 or more1.20%
$1,000 to $9,9991.15%
6 Month Certificate$10,000 or more0.72%
$1,000 to $9,9990.67%
Learn More

1. A penalty may be imposed for early withdrawal of certificates of deposit. See your account disclosure.

Loans

Auto, Recreational & Sporting Vehicles

Auto, Motorcycle & Scooter

ProductAPR
New AutoStarting at 2.90%
Used AutoStarting at 3.85%

RV, Camper & Boat

ProductAPR
New RV/Camper/Boat Starting at 3.99%
Used RV/Camper/BoatStarting at 4.49%

ATV, Jet Ski & Snowmobile

ProductAPR
New ATV/Jet Ski/SnowmobileStarting at 5.35%

Line of Credit

ProductAPR
Line of Credit - RevolvingStarting at 12.90%

Share Secured, Signature & Debt Consolidation Loans

ProductAPR
Share Secured Loan3% above rate pledged account
Signature LoanStarting at 6.95%
Debt Consolidation LoanStarting at 6.95%

Home Loans

First Mortgage

AmountAPR
Up to 75% Loan to ValueStarting at 4.65%

Home Equity Loans

AmountAPR
Up to 100% Loan to ValueStarting at 4.95%

Home Equity Line of Credit- Principal & Interest Payments

AmountAPR
Up to 80% Loan to Value- Variable RateStarting at Prime + 1.00%

Mobile Home

ProductAPR
Mobile HomeStarting at 6.25%

VISA Credit Card

ProductAPR
Platinum Credit CardStarting at 9.90%