Rates

APY = Annual Percentage Yield.

Rates effective as of March 1, 2019.

Rates may change after accounts are opened. Fees may reduce earnings.

Deposit Accounts

Kasasa Cash*

Balance Dividend Rate APY
Balances up to $25,000 1.49% 1.50%
Balances over $25,000 0.05% 0.05% - 1.50%
All balances if qualifications aren't met 0.05% 0.05%
Learn More

It's so easy to qualify; you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice

Kasasa Saver*

Balance Dividend Rate APY
Balances up to $25,000 0.10% 0.10%
Balances over $25,000 0.05% 0.05% - 0.10%
All balances if qualifications aren't met 0.05% 0.05%
Learn More

To earn rewards, simply do the following activities and transactions in your Kasasa Cash® account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice

Primary and Seconday Savings Accounts

Amount APY
Any 0.05%
Learn More

Money Market Savings

Amount APY
$100,000 or more 0.30%
$50,000 to $99,999 0.20%
$25,000 to $49,999 0.15%
$2,500 to $24,999 0.10%
$0.00 to $2,499 0.00%
Learn More

Wincentive Savings Account

Amount APY
$5 or more 0.05%
Learn More

Share and IRA CD Specials

Product Amount APY1
58 Month Certificate $1,000 or more 1.27%
40 Month Certificate $1,000 or more 1.02%
23 Month Certificate $1,000 or more 0.77%
11 Month Certificate $1,000 or more 0.62%
Learn More

1. A penalty may be imposed for early withdrawal of share certificates. See your account disclosure.

Share Certificates

Product Amount APY1
60 Month Certificate $10,000 or more 0.73%
$1,000 to $9,999 0.63%
48 Month Certificate $10,000 or more 0.65%
$1,000 to $9,999 0.55%
36 Month Certificate $10,000 or more 0.61%
$1,000 to $9,999 0.51%
24 Month Certificate $10,000 or more 0.50%
$1,000 to $9,999 0.40%
12 Month Certificate $10,000 or more 0.36%
$1,000 to $9,999 0.31%
6 Month Certificate $10,000 or more 0.28%
$1,000 to $9,999 0.23%
Learn More

1. A penalty may be imposed for early withdrawal of share certificates. See your account disclosure.

IRA Money Market Account

Amount APY
$100,000 or more 0.30%
$50,000 to $99,999 0.20%
$25,000 to $49,999 0.15%
$2,500 to $24,999 0.10%
$0.00 to $2,499 0.00%
Learn More

IRA Certificates

Product Amount APY1
60 Month Certificate $10,000 or more 0.73%
$1,000 to $9,999 0.63%
48 Month Certificate $10,000 or more 0.65%
$1,000 to $9,999 0.55%
36 Month Certificate $10,000 or more 0.61%
$1,000 to $9,999 0.51%
24 Month Certificate $10,000 or more 0.50%
$1,000 to $9,999 0.40%
12 Month Certificate $10,000 or more 0.36%
$1,000 to $9,999 0.31%
6 Month Certificate $10,000 or more 0.28%
$1,000 to $9,999 0.23%
Learn More

1. A penalty may be imposed for early withdrawal of certificates of deposit. See your account disclosure.

HSA Deposit Accounts

Product Amount APY
HSA Checking Account $50,000 or more 0.00%
$25,000 to $49,999 0.00%
$5,000 to $24,999 0.00%
$0.00 to $4,999 0.00%
HSA Money Market Account $100,000 or more 0.30%
$50,000 to 99,999 0.20%
$25,000 to $49,999 0.15%
$2,500 to $24,999 0.10%
$0.00 to $2,499 0.00%
Learn More

HSA Certificates

Product Amount APY1
60 Month Certificate $10,000 or more 0.73%
$1,000 to $9,999 0.63%
48 Month Certificate $10,000 or more 0.65%
$1,000 to $9,999 0.55%
36 Month Certificate $10,000 or more 0.61%
$1,000 to $9,999 0.51%
24 Month Certificate $10,000 or more 0.50%
$1,000 to $9,999 0.40%
12 Month Certificate $10,000 or more 0.36%
$1,000 to $9,999 0.31%
6 Month Certificate $10,000 or more 0.28%
$1,000 to $9,999 0.23%
Learn More

1. A penalty may be imposed for early withdrawal of certificates of deposit. See your account disclosure.

Loans

Auto

Product APR
New Auto Starting at 2.90%
Used Auto Starting at 3.85%

RV, Camper & Boat

Product APR
New RV/Camper/Boat Starting at 3.99%
Used RV/Camper/Boat Starting at 4.49%

ATV, Jet Ski & Snowmobile, Motorcycle & Scooter

Product APR
New ATV/Jet Ski/Snowmobile Starting at 5.35%

Line of Credit

Product APR
Line of Credit - Revolving Starting at 12.90%

Share Secured, Signature & Debt Consolidation Loans

Product APR
Share Secured Loan 3% above rate pledged account
Signature Loan Starting at 6.95%
Debt Consolidation Loan Starting at 6.95%

First Mortgage

Amount APR
Up to 75% Loan to Value Starting at 3.45%

Home Equity Loans

Amount APR
Up to 100% Loan to Value Starting at 4.95%

Home Equity Line of Credit - Principal & Interest Payments

Amount APR
Up to 80% Loan to Value - Variable Rate Starting at Prime + 1.00%

Mobile Home

Product APR
Mobile Home Starting at 6.25%

VISA Credit Card

Product APR
Platinum Credit Card Starting at 9.90%