Rates

APY = Annual Percentage Yield.

Rates effective as of March 1, 2019.

Rates may change after accounts are opened. Fees may reduce earnings.

Deposit Accounts

Kasasa Cash*

Balance Dividend Rate APY
Balances up to $25,000 1.982% 2.00%
Balances over $25,000 0.25% 0.60% - 2.00%
All balances if qualifications aren't met 0.05% 0.05%
Learn More

It's so easy to qualify; you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice

Kasasa Saver*

Balance Dividend Rate APY
Balances up to $25,000 0.499% 0.50%
Balances over $25,000 0.25% 0.30% - 0.50%
All balances if qualifications aren't met 0.05% 0.05%
Learn More

To earn rewards, simply do the following activities and transactions in your Kasasa Cash® or Kasasa Cash Back® account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice

Primary and Secondary Savings Accounts

Amount APY
$25,000 or more 0.10%
$2,500 to $24,999 0.10%
$500 to $2,499 0.10%
$0 to $499 0.00%
Learn More

Money Market Savings

Amount APY
$100,000 or more 0.40%
$50,000 to $99,999 0.35%
$25,000 to $49,999 0.20%
$2,500 to $24,999 0.15%
$0.00 to $2,499 0.00%
Learn More

Wincentive Savings Account

Amount APY
$5 or more 0.05%
Learn More

Share and IRA CD Specials

Product Amount APY1
11 Month Certificate $1,000 or more 1.87%
23 Month Certificate $1,000 or more 2.12%
40 Month Certificate $1,000 or more 2.55%
58 Month Certificate $1,000 or more 2.82%
Learn More

Share Certificates

Product Amount APY1
60 Month Certificate $10,000 or more 1.60%
$1,000 to $9,999 1.50%
48 Month Certificate $10,000 or more 1.40%
$1,000 to $9,999 1.30%
36 Month Certificate $10,000 or more 1.30%
$1,000 to $9,999 1.20%
24 Month Certificate $10,000 or more 1.10%
$1,000 to $9,999 1.00%
12 Month Certificate $10,000 or more 0.85%
$1,000 to $9,999 0.75%
6 Month Certificate $10,000 or more 0.65%
$1,000 to $9,999 0.55%
Learn More

1. A penalty may be imposed for early withdrawal of share certificates. See your account disclosure.

Traditional and Roth IRAs

IRA Money Market Account

Amount APY
$25,000 or more 0.45%
$5,000 to $24,999 0.25%
$0.00 to $4,999 0.05%
Learn More

IRA Certificates

Product Amount APY1
60 Month Certificate $10,000 or more 1.60%
$1,000 to $9,999 1.50%
48 Month Certificate $10,000 or more 1.40%
$1,000 to $9,999 1.30%
36 Month Certificate $10,000 or more 1.30%
$1,000 to $9,999 1.20%
24 Month Certificate $10,000 or more 1.10%
$1,000 to $9,999 1.00%
12 Month Certificate $10,000 or more 0.85%
$1,000 to $9,999 0.75%
6 Month Certificate $10,000 or more 0.65%
$1,000 to $9,999 0.55%
Learn More

1. A penalty may be imposed for early withdrawal of certificates of deposit. See your account disclosure.

Health Savings Accounts (HSA)

HSA Deposit Accounts

Product Amount APY
HSA Checking Account $50,000 or more 0.50%
$25,000 to $49,999 0.10%
$5,000 to $24,999 0.05%
$0.00 to $4,999 0.00%
HSA Money Market Account $25,000 or more 0.45%
$5,000 to $24,999 0.25%
$0.00 to $4,999 0.05%
Learn More

HSA Certificates

Product Amount APY1
60 Month Certificate $10,000 or more 1.60%
$1,000 to $9,999 1.50%
48 Month Certificate $10,000 or more 1.40%
$1,000 to $9,999 1.30%
36 Month Certificate $10,000 or more 1.30%
$1,000 to $9,999 1.20%
24 Month Certificate $10,000 or more 1.10%
$1,000 to $9,999 1.00%
12 Month Certificate $10,000 or more 0.85%
$1,000 to $9,999 0.75%
6 Month Certificate $10,000 or more 0.65%
$1,000 to $9,999 0.55%
Learn More

1. A penalty may be imposed for early withdrawal of certificates of deposit. See your account disclosure.

Loans

Auto, Recreational & Sporting Vehicles

Auto, Motorcycle & Scooter

Product APR
New Auto Starting at 2.90%
Used Auto Starting at 3.85%

RV, Camper & Boat

Product APR
New RV/Camper/Boat Starting at 3.99%
Used RV/Camper/Boat Starting at 4.49%

ATV, Jet Ski & Snowmobile

Product APR
New ATV/Jet Ski/Snowmobile Starting at 5.35%

Line of Credit

Product APR
Line of Credit - Revolving Starting at 12.90%

Share Secured, Signature & Debt Consolidation Loans

Product APR
Share Secured Loan 3% above rate pledged account
Signature Loan Starting at 6.95%
Debt Consolidation Loan Starting at 6.95%

Home Loans

First Mortgage

Amount APR
Up to 75% Loan to Value Starting at 3.45%

Home Equity Loans

Amount APR
Up to 100% Loan to Value Starting at 4.95%

Home Equity Line of Credit- Principal & Interest Payments

Amount APR
Up to 80% Loan to Value- Variable Rate Starting at Prime + 1.00%

Mobile Home

Product APR
Mobile Home Starting at 6.25%

VISA Credit Card

Product APR
Platinum Credit Card Starting at 9.90%