Operating Lines of Credit

Business needs come up all the time — and then they come up again. Have an answer ahead of time with an Operating Line of Credit from Financial One. We offer competitively low rates for seasonal or ongoing needs like working capital, inventory, and more.

Once established, your revolving credit line can be withdrawn at any time — as it's repaid, more automatically becomes available for use. Keep your business flexible and adaptable by having an anytime source of funds at your disposal.

View Rates

  • Competitively low rates for a wide range of seasonal or ongoing business needs:
  • Inventory
  • Arrange for seasonal needs/fluctuations
  • Capitalize on trade discounts
  • Working capital
  • Ongoing updates
  • And more
  • Flexibility when it comes to terms and repayment options
  • Provides greater financial flexibility to your business
  • Funds available anytime without reapplying; apply once then use repeatedly thereafter
  • Revolving credit. As principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Quick, local decision-making and processing
  • Helpful, member-first service throughout the entire process