Commercial Term Loans

Business expenses come in all shapes and forms, but one thing is for certain: they're always present. A Financial One Commercial Term Loan helps you meet these expenses head on — whether for facility improvements, inventory and supplies, or nearly anything in between.

Just like you're a local business, so are we. We handle everything right here in Anoka County, offering you customization and a streamlined process.

  • Competitively low rates for a wide range of business needs and expenses:
  • Equipment
  • Transportation
  • Facility improvements
  • Supplies
  • Inventory
  • And more
  • Flexibility when it comes to terms and repayment options
  • Quick, local decision-making and processing
  • Helpful, member-first service throughout the entire process
Secured vs. Unsecured Loans

The major distinction between secured and unsecured loans is whether or not they require collateral backing.


  • Secured by funds establishing with Financial One:
  • Business savings account
  • Or share certificate
  • Potentially lower rates due to collateral backing
  • Keep your savings intact and incurring dividends
  • Thus reducing the actual cost of your loan
  • Flexible terms available


  • Requires nothing but a signature
  • Available to members with a strong credit history
  • Flexible terms available