HSA Checking Account

health savings account HSA checking debit card freeWhen the unexpected happens or ongoing illness surfaces, you need to be prepared financially to do what is best for you and your family’s health.  If you are covered by a High Deductible Health Plan (HDHP), you benefit from lower premiums, but that also means you should be prepared to pay a high deductible.  The Financial One Health Savings Account (HSA) Checking, is a special tax-advantaged account that is used with a High Deductible Health Plan (HDHP) which allows you and your family members to pay for various qualified medical expenses.  

We make it easy for you to use your HSA funds by providing you with a Financial One Visa debit card that is linked to your HSA Checking.   You can use the card for co-payments  at a doctor’s office to pharmacy bills, dental and vision care and more.

Other features for opening a Financial One HSA Checking are:

  • NO required opening deposit for the HSA checking
  • NO Maintenance fees
  • NO monthly debit card fee
  • NO setup fee
  • FREE HSA debit card
  • FREE box of 50 checks
  • FREE online access

Several Benefits of a Financial One HSA Checking:

  • Ownership- your money stays with you even if you switch jobs, change medical coverage, become unemployed or retire.
  • Tax-advantaged contributions- earnings and withdrawals for qualified expenses.
  • Affordability- when high health insurance policy deductibles mean lower premiums.
  • Flexibility- You may contribute at any time during the year and your HSA balance rolls over from year to year.
  • Security- your funds are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.

For more information about HSA's Click Here.