Free Kasasa Cash Checking
Few things are better than free; one exception is free Kasasa Cash® checking with rewards. This account starts at free and only gets better — benefit from really high dividends and refunds on ATM fees, nationwide*!
It's your money. Keep it that way — and make even more of it — with free, high-dividend Kasasa Cash.
- 2.00% APY* on balances up to $25,000
- 2.00% to 0.60% APY on balances over $25,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Nationwide ATM fee refunds up to $25 per month
- Can link to high-dividend Kasasa Saver® account
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Free Visa® debit card
- No minimum deposit to open
How Does Kasasa® Work?
Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and to pay you rewards!
Earning Rewards is Easy!
No crazy gimmicks or runarounds. Things that you're probably already doing help you qualify for rewards. To earn rewards, simply do the following activities and transactions in your Kasasa Cash® account each monthly qualification cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatement notice
That's it! Even if you don't meet your monthly qualifications, your Kasasa Cash® account is always free and earns our base rate of dividends! Plus, you can get right back to racking up rewards — like really high dividends and ATM fee refunds — the very next month!
*APY=Annual Percentage Yield. APY is accurate as of 03/1/2019. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle, up to a cumulative maximum of $25.00, will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.00%; and (3) balances over $25,000 earn 0.25% dividend rate on portion of balance over $25,000, resulting in 2.00% - 0.60% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle to your account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.