Get free checking that pays — literally — with Kasasa Cash Back® checking. Think of every swipe as a reward in the making — Kasasa Cash Back pays 4% cash back on debit card purchases!*

Plus, whether you're in Anoka County or across the county, benefit from refunds on ATM fees, nationwide.* Free checking that pays — do you Kasasa?®

  • 4% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $200 in purchases monthly
  • Earn up to $8 cash back per month
  • Nationwide ATM fee refunds up to $25 per month
  • Can link to Kasasa Saver® to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free Visa® debit card
  • No minimum deposit to open

How Does Kasasa® Work?

Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and to pay you rewards!

Earning Rewards is Easy!

No crazy gimmicks or runarounds. Things that you're probably already doing help you qualify for rewards. To earn rewards, simply do the following activities and transactions in your Kasasa Cash Back® account each monthly qualification cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatement notice

That's it! Even if you don't meet your monthly qualifications, your Kasasa Cash Back® account is always free. Plus, you can get right back to racking up rewards — like cash back in your pocket and ATM fee refunds — the very next month!

*When monthly qualifications are met, you receive 4% cash back on debit card purchases that post to and settle to your account during the monthly qualification cycle, up to a total cash back of $8.00 per monthly qualification cycle. Qualifying transactions must post to and settle to your account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle to your account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle, up to a cumulative maximum of $25.00, will be reimbursed if qualifications are met within monthly qualification cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.