HSA Checking

Your health is important. Make it a top priority with an account that helps make that possible. HSA Checking provides an easily-accessible account, used to cover qualified medical expenses.

Benefit from special tax advantages*, plus competitive dividends. Once established, your HSA Checking always remains in your name, regardless of life changes. Invest in your financial health by signing up today.

  • Be prepared for medical expenses as they arise
  • Competitive, tiered rates
  • Start earning dividends on all balances of $5,000 or more
  • Provides special tax advantages*
  • No setup fee
  • No monthly maintenance fees
  • Keep your HSA in your name, regardless of career or life changes
  • Unused funds remain in account year after year; no "use it or lose it" policy
  • Access funds via a debit card or direct check writing
  • Free box of 50 checks
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free HSA debit card
  • No minimum deposit to open

*Consult a tax advisor.

Additional Benefits

Several Benefits of a Financial One HSA Checking:

  • Ownership - your money stays with you even if you switch jobs, change medical coverage, become unemployed or retire.
  • Tax-advantaged contributions - earnings and withdrawals for qualified expenses.
  • Affordability - when high health insurance policy deductibles mean lower premiums.
  • Flexibility - You may contribute at any time during the year and your HSA balance rolls over from year to year.
  • Security - your funds are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.