Become a Member

The Credit Union Difference

Unlike being just another bank "customer," becoming a credit union member opens the door to so many additional benefits for you. As a not-for-profit institution, we're not interested in pocketing profits. Instead, we pour any gains right back into the institution in the form of higher deposit rates, lower loan rates, anytime-access services, and tons of other educational resources that keep you confident when it comes to your money.


Membership is open to anyone who lives, works, worships, or does business in Anoka County, the City of Champlin, or Northeast Minneapolis or anyone who's a member of the Minnesota DAV. Beyond that, membership is extended to the family of current members. And once you become a member, you're a member for life — regardless of job or life changes.

How To Become a Member

Becoming a member is easy!

1. If you meet the qualifications above, simply fill out and submit our membership application.

2. Open a Membership Savings account with as little as $10. This account solidifies and maintains your relationship with Financial One.

3. Switch your existing accounts over to Financial One.